Terms of service

Last updated 19 October 2026

These terms cover your use of the Yukti app and yukti.finance. By using Yukti, you agree to them. If you don't agree, please don't use Yukti.

Education, not advice

Yukti teaches general ideas about money for learning purposes. Nothing in Yukti is financial, tax or legal advice, and none of it recommends a specific financial product. Examples and Budget Lab numbers are illustrations, not predictions. Talk to a qualified professional before making decisions about your own money.

Your account

Using Yukti fairly

Please don't misuse Yukti. That includes trying to break or overload it, accessing other people's accounts, cheating leagues with automated tools, or copying our lessons to republish them.

Free and Premium

Yukti is free to use, with limits such as a daily lesson cap and energy, and it shows ads. Yukti Premium, when available, removes those limits for a fee. Prices, billing and cancellation will be shown before you buy, and purchases through Google Play also follow Google Play's terms and refund policies.

Our content

The lessons, artwork (including Yuki), name and design of Yukti belong to us. You may use them for your own personal learning.

Changes and availability

We're always improving Yukti, so features may change or be removed. We may update these terms; if the changes are significant, we'll tell you in the app. We may suspend accounts that break these terms.

No warranty

Yukti is provided “as is”. We work hard to make lessons accurate, but we can't promise they're error-free or complete. To the extent the law allows, we aren't liable for losses arising from your use of Yukti, including financial decisions you make.

Contact

Questions about these terms? Email hello@yukti.finance.